Bingo the Banjo Picking Bear by Jay Miller
Bingo, a young bear cub, goes fishing with his grandpa. His one wish is to have a banjo, so he can sing and dance for his grandfather. Bingo catches a little fish, who promises to grant him a wish if only he could be set free. Bingo closes his eyes, wishes for a banjo, and lets the fish go…
Of course, nothing happened. Fishes are not magicians or genies, after all.
And yet, years later, as Bingo is fishing in the ‘Sweet Hole’ he once fished with his grandpa, he catches a very large fish, who tells him that he has safely kept the wished-for banjo until he would meet the bear again. Bingo is so delighted that he lets the fish go, and starts a pickin’ and a strummin’ on his new instrument, making up little songs.
Jay Miller’s site: http://www.mybingobooks.com